What Are FHA Loans: Federal Housing Administration Loans FHA loans (Federal Housing Administration loans) enable people to purchase a home with a small down payment. People who would otherwise be unable to purchase a home can do so if they qualify for an FHA loan. They no longer have to save up for a large [...]

The Federal Housing Administration (FHA) insures loans enabling lenders to offer finance to those wishing to purchase homes that would not otherwise be able to afford them. However, the FHA has been tightening its lending criteria lately, and the latest policy introduced on April 1st is that applications from potential borrowers with an account of [...]

For the second time in the last two years, the Federal Housing Administration (FHA), a U.S. financing agency,  will raise the premiums that it charges borrowers on April 9, 2012. This deadline is revised from the previous deadline of April 1, 2012. Beginning on April 9, 2012, the FHA will raise by 0.75 percentage points [...]

For the second time in the last two years, the Federal Housing Administration (FHA), a U.S. financing agency, has announced that it will raise the premiums that it charges borrowers in April. Beginning on April 1, 2012, the FHA will raise by 0.75 percentage points to 1.75%, the upfront insurance premiums that borrowers must pay [...]

During the State of the Union Address a few weeks ago, President Obama announced plans for a new refinancing plan to help Americans, today he announced a series of proposals to make those plans a reality. What Does The Plan Do? The goal of the program is to help borrowers that are current on their [...]